Helping Seniors navigate Medicare
Enrollment process and select health
benefits to meet their specific needs
- M - F 8:30 am – 5 pm (CST)
Helping Seniors navigate Medicare
Events
Annual Enrollment Period (AEP)
- October 15 – December 7
- Happens every year October 15 – December 7
- You can join, switch or drop a Part C or Part D plan without penalty.
- Any changes made will go into effect on January 1 of the following year.
Open Enrollment Period (OEP)
- January 1 – March 31
- If you missed your Initial Enrollment Period for Part B, you can enroll in this time frame. Then your coverage for Part B will start on July 1 of the year you apply.
- You can switch to a new Medicare Advantage Plan.
- You can drop your Medicare Advantage Plan and return to Original Medicare.
- If you qualify, you may also enroll in a standalone Part D plan.
Medicare Supplement Open Enrollment Period
- Dates vary by person, 6 months
- This 6-month period begins once you are 65 or older and enrolled in Part B.
- During this time, you’re guaranteed the right to buy a Medicare supplement insurance plan regardless of health history & cannot be denied coverage or charged more due to pre-existing conditions.
- You can enroll in a Medigap plan at any time, but maybe denied coverage or charged higher premiums if enrolling after this period.
Special Enrollment Period (SEP)
- Dates vary by person, 2-8 months
If you have a Medicare Advantage (Part C) or Part D prescription drug plan & experience a “qualifying” life event (change of residence or change out of plan coverage)
- You may qualify for a 2-month Special Enrollment Period.
- You can change or drop a Medicare Advantage (Part C) or Part D prescription drug plan.
- You can if you have any Chronic Conditions like Diabetes, Chronic Heart Failure or Cardiovascular Disorder depending on the area your living in.