Clanton Senior Solutions

Events

Annual Enrollment Period (AEP)

  • Happens every year October 15 – December 7
  • You can join, switch or drop a Part C or Part D plan without penalty.
  • Any changes made will go into effect on January 1 of the following year.

Open Enrollment Period (OEP)

  • If you missed your Initial Enrollment Period for Part B, you can enroll in this time frame. Then your coverage for Part B will start on July 1 of the year you apply.
  • You can switch to a new Medicare Advantage Plan.
  • You can drop your Medicare Advantage Plan and return to Original Medicare.
  • If you qualify, you may also enroll in a standalone Part D plan.

Medicare Supplement Open Enrollment Period

  • This 6-month period begins once you are 65 or older and enrolled in Part B.
  • During this time, you’re guaranteed the right to buy a Medicare supplement insurance plan regardless of health history & cannot be denied coverage or charged more due to pre-existing conditions.
  • You can enroll in a Medigap plan at any time, but maybe denied coverage or charged higher premiums if enrolling after this period.

Special Enrollment Period (SEP)

If you have a Medicare Advantage (Part C) or Part D prescription drug plan & experience a “qualifying” life event (change of residence or change out of plan coverage)

  • You may qualify for a 2-month Special Enrollment Period.
  • You can change or drop a Medicare Advantage (Part C) or Part D prescription drug plan.
  • You can if you have any Chronic Conditions like Diabetes, Chronic Heart Failure or Cardiovascular Disorder depending on the area your living in.